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dc.contributor.authorZeier Röschmann, Angela-
dc.date.accessioned2018-08-27T08:50:02Z-
dc.date.available2018-08-27T08:50:02Z-
dc.date.issued2014-
dc.identifier.issn1540-6296de_CH
dc.identifier.issn1098-1616de_CH
dc.identifier.urihttps://digitalcollection.zhaw.ch/handle/11475/9711-
dc.description.abstractThis article conceptualizes risk culture and sheds light on the role it plays in insurers’ risk management frameworks. The article follows a cognitive, dynamic approach, arguing that risk culture is the product of organizational learning about what has or has not worked for it in the past. Within their local context, the members of a group learn which of the typically centrally prescribed formal risk management policies and procedures and which espoused risk philosophies actually work in practice in the sense of behavior that is formally or informally encouraged or discouraged, rewarded or punished. While the formal risk management framework defines which processes to use, which limits to obey, and which values to aspire to, it is the risk culture that defines which rules and norms are perceived to be rational and important. The insurance literature commonly argues, and practice suggests, that it is necessary to achieve consistency in order to effectively embed risk management. Nevertheless, inconsistent basic assumptions at the deepest level of risk culture are a likely feature of local subgroups. However, what is rational and efficient to one subgroup might be random and dangerous for the organization as a whole.de_CH
dc.language.isoende_CH
dc.publisherWileyde_CH
dc.relation.ispartofRisk Management and Insurance Reviewde_CH
dc.rightsLicence according to publishing contractde_CH
dc.subject.ddc332: Finanzwirtschaftde_CH
dc.titleRisk culture : what it is and how it affects an insurer's risk managementde_CH
dc.typeBeitrag in wissenschaftlicher Zeitschriftde_CH
dcterms.typeTextde_CH
zhaw.departementSchool of Management and Lawde_CH
zhaw.organisationalunitInstitut für Risk & Insurance (IRI)de_CH
dc.identifier.doi10.1111/rmir.12025de_CH
zhaw.funding.euNode_CH
zhaw.issue2de_CH
zhaw.originated.zhawYesde_CH
zhaw.pages.end296de_CH
zhaw.pages.start277de_CH
zhaw.publication.statuspublishedVersionde_CH
zhaw.volume17de_CH
zhaw.publication.reviewPeer review (Publikation)de_CH
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Zeier Röschmann, A. (2014). Risk culture : what it is and how it affects an insurer’s risk management. Risk Management and Insurance Review, 17(2), 277–296. https://doi.org/10.1111/rmir.12025
Zeier Röschmann, A. (2014) ‘Risk culture : what it is and how it affects an insurer’s risk management’, Risk Management and Insurance Review, 17(2), pp. 277–296. Available at: https://doi.org/10.1111/rmir.12025.
A. Zeier Röschmann, “Risk culture : what it is and how it affects an insurer’s risk management,” Risk Management and Insurance Review, vol. 17, no. 2, pp. 277–296, 2014, doi: 10.1111/rmir.12025.
ZEIER RÖSCHMANN, Angela, 2014. Risk culture : what it is and how it affects an insurer’s risk management. Risk Management and Insurance Review. 2014. Bd. 17, Nr. 2, S. 277–296. DOI 10.1111/rmir.12025
Zeier Röschmann, Angela. 2014. “Risk Culture : What It Is and How It Affects an Insurer’s Risk Management.” Risk Management and Insurance Review 17 (2): 277–96. https://doi.org/10.1111/rmir.12025.
Zeier Röschmann, Angela. “Risk Culture : What It Is and How It Affects an Insurer’s Risk Management.” Risk Management and Insurance Review, vol. 17, no. 2, 2014, pp. 277–96, https://doi.org/10.1111/rmir.12025.


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